Cards

 

Grow your money with a
High Yield Savings Account

Earn more interest than your average savings account with the convenience you expect from American Express.1

4.00% APY²

Move Money Online³

Transfer funds, set up auto-deposits, and manage your account online.

No Monthly Fees⁴

No fee to open, no minimum deposit, and no monthly fees.

Interest Compounds Daily

And is deposited into your account monthly.

24/7 Customer Support

The reliability and service you expect from American Express.

Calculate how much you can save

See how much you can earn with today’s rates

$

No minimum balance required

Total estimated balance after 1 year:

$520

Potential interest earned after 1 year:

Your potential interest earned after 1 years with 4.00 apy is $20

Your potential interest earned after 1 years with 0.45 apy is $2

Interest compounds daily. Savings calculator is for illustration only⁶

Apply for an Account in minutes

  1. 1

    Open a Savings Account

    and we’ll verify your identity – you’ll receive a confirmation email when your Account is opened.

  2. 2

    Register your online account

    after you receive your confirmation email.

  3. 3

    Sign in and fund your new Account

    by linking your current bank or mailing a check. Linking your external account can take up to two days.

See FAQs for further details about the transfer process, or contact us 24/7 with questions.

The Basics of High Yield Savings Accounts

A high yield savings account (HYSA) generally offers higher interest rates than traditional savings accounts. They combine the flexibility of regular deposits and withdrawals with the benefit of earning more on your savings. Learn more about maximizing your savings with an Amex HYSA account. Learn More

QR code to download the Amex App

Access your Account On the Go

Scan the QR code to download the award-winning
American Express® App on your mobile device.⁷ Seamlessly manage all your personal Amex® Card and Banking accounts on the go.

Let’s start looking ahead.
Your interest earnings are waiting.

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Accounts offered by American Express National Bank. Member FDIC. Each depositor is insured to at least $250,000 per depositor, per insured bank, per ownership category. Learn more at FDIC.gov.

Frequently Asked Questions

Have other questions? Get more answers by reviewing our full list of FAQs.

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